So, youre looking for a source of income that wont put your name and money at risk? Applications must be postmarked by March 1, 2023. Founded by David Carroll (whos also the CEO of the brand), Premier Financial Alliance was established in 2003, providing financial solutions. No persons, except the promotors and operators of the Premier Financial Alliance scheme make any money. For 2 of the years, I was trying to research and see what they are all about. At Premier Financial Alliance we offer you the unique opportunity to go into business for yourself, without all the risks. The June 25th class-action lawsuit was filed by Plaintiffs Rui Chen and Wenjian Gonzales in California. That being said, its important to do a background check before joining a program; let alone buying a product or service to avoid being scammed. Theres even a lawsuit filed against them by prosecuting attorneys in June 2018, claiming that the brand has never sold any of their products, in this case, insurance. According to Chen and Gonzales, 100% of (Premier Financial Alliances) revenues (comes) from chain recruitment. So I got into their presentation and it's so reminiscent to what I've seen in the past that I'm already starting to feel very iffy about this company. Chen and Gonzales lawsuit attributes the lack of retail disclosure to PFA. Call us at (920) 898-4232. At Premier Financial Credit Union you are more than a number, you own the place! While there really is money in becoming an insurance agent, and by that I mean massive commissions, the legit IC Ive seen compensates their members for selling their products. A recently filed RICO class-action lawsuit alleges Premier Financial Alliance is a "particularly egregious classic pyramid scheme". Financial Calculators. Press question mark to learn the rest of the keyboard shortcuts. Switching over to the 2019 case, the motion to compel arbitration that stayed the 2018 case was filed by Premier Financial Alliance on May 28th. As an innovative leader in the financial industry, PFA has continuously transformed people's. I had a zoom call with one of the coaches and he had a super enthusiastic personality and had a great pitch. Address Line 2 (Optional) Premier Financial Alliance Seal Team Business details. In this case, Premier Financial Alliance clearly comes with tons of red flags that cant be simply ignored. Talk to the one who invited you. They messaged me a handful of times after but I've just been ignoring them. Defendant Premier Financial Alliance, Inc. ("PFA") is a suspended California Corporation, Entity No. All it says is that they are selling your dream but if I know, this is a way to attract people. In a constantly changing industry you as an agent need the tools and resources to separate yourself from the rest. However the same order also stayed the case, pending outcome of a motion to compel arbitration in the 2019 pyramid case. That's not really a success story. No one makes money until a sell is make. this Insurance MLM they are stealing ppl money. The June 25th class-action lawsuit was filed by Plaintiffs Rui Chen and Wenjian Gozales in California. So a little backstory, I remember seeing this kind of play before as I saw this when my ex-girlfriend tried to recruit me into Herbalife years ago and my cousin into WFG about 7 years ago. Following the filing of an amended complaint, a second motion to dismiss and compel arbitration was filed later that same month. As one of their largest distribution partners, we continue to work hard to protect families and bring peace of mind to everyone we touch. Is Premier Financial Alliance legit or a scam to watch out for? To sumarize, Premier Financial Alliance is facing two separate lawsuits that accuse it of being a pyramid scheme. PFAs argument that the company and its employees are based out of Georgia was also rejected. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Also if you follow their system, you actually get reimbursed what you pay for, which is crazy to me but I appreciate it. If it's through recruiting, it's a pyramid scheme. Btw I also paid my friends $125 cause he didn't have it at the time. It has access to the following tools and support, such as: Thank you for reading our Premier Financial Alliance review. Even thou comission 50% I wont do it because I feel guilty by stealing ppl money. Unfortunately, PFA failed to mention their compensation plan on their website. uChoose Rewards $149. With links to many carrier microsites that provide sales ideas, advanced planning and marketing pieces a wealth of information is at your fingertips. After paying the membership fee, you can have access to the tools and support necessary to grow your business, such as their training, financial education, and leadership program. PFA agents or the PFA don't make money on $125 fee. Annuities, Life Insurance, Long Term Care Coverage, Income Protection, Medicare Supplements and more. He began his career in the financial services at a time when he was . She used that money to pay for her treatments. I'm no financial advisor or a professional in the insurance field, but I dont know if PFA is actually legit. In this post, well talk about an insurance organization called Premier Financial Alliance and why its making noise online. Premier Financial Alliance Compensation Plan. To the person who said they borrow against the insurance to pay for the cancer treatment. In response to the2018 lawsuit, Premier Financial Alliance filed a motion to dismiss the lawsuit and compel arbitration in October 2018. A case management conference has been scheduled for January 13th, 2020. Business Profile for Premier Financial Alliance. Explain to you the system. On May 6th an initial case management conference for both cases was held. Is the WFG (World Financial Group) a scam? with complete knowledge that the Defendants have violated Department of Insurance Guidelines and the anti-pyramid laws, but aided and abetted the conduct of Nationals co-defendants. Let me explain to you and answer your question. Optional riders are available that allow you to access a portion of the death benefit while you're alive during qualifying health events.2. This is a help forum - bad advice will get you banned, and we do not consider "just joking" to be a defense of advice that would be harmful if followed. January 12, 2022. Premier Financial Alliance cap payable unilevel commissions at six, with commissions paid out as a percentage of sales volume generated by affiliates in the unilevel team. Premier Financial Alliance, Inc. 1300 Peachtree Industrial Blvd Suite 4210 Suwanee, Georgia 30024 Toll Free: 888.867.6533 Direct: 770.271.0443 Fax: 678.482.1975 [email protected] Close. If you pay for them, you ruin your only profit line. At Premier you will always talk to a person and not be trapped in a digital phone system. Your submission has been received! Premier Financial Alliance believes in empowering people with the knowledge and confidence needed to build their own business without the fear of failure that prevents you from achieving financial success.. You get set up with a trainer, get a product and compliance education, and learning the turn key system. If you have fallen for a scam, you can post your experience here to warn others. 100, Brisbane, CA 94005. Daily lunch (Sept 27-29th) Early check in September 25, 2022. Premier Financial Alliance agents are paid variable commissions from the insurance carriers based on the type of product, amount of coverage, and other factors such as the age and health of the customer. https://behindmlm.com/companies/premier-financial-alliance-fraud-cases-consolidated/, https://behindmlm.com/companies/premier-financial-alliance-denied-arbitration-and-venue-change/, https://behindmlm.com/companies/new-premier-financial-alliance-lawsuit-claims-asian-immigrants-targeted/, https://www.mitbbs.com/article_t/SanFrancisco/34629529.html, https://behindmlm.com/companies/premier-financial-alliance-classic-pyramid-scheme-lawsuit-filed/, http://www.wenxuecity.com/news/2018/07/25/7469956.html, a 2018 suit filed by Rui Chen and Wenjian Gonzales, alleging, a 2019 suit filed by Youxiang Eileen Wang and Biyun Zong, alleging Premier Financial Alliance. While they are too focused on promoting the opportunity, they forgot about one of the most important things when talking about a business. Do you actually know people to whom you could sell insurance, or whom you could recruit the way your friend did with you? Premier Financial Alliance Reviews a Checklist to Prepare Your Family for Unexpected Life Events, Premier Financial Alliance Compiles Easy Money Saving Tips for Young Professionals. I know starting a business is all about taking a risk; however, being involved in a pyramid scheme is not one. Plaintiffs Gonzales and Chen have opposed the motion, and a hearing to decide the matter has been scheduled for July 19th. Press J to jump to the feed. 1 General Admission ticket. Premier Financial Credit Union Mobile Logo. The Plaintiffs have been directed to file a consolidated complaint (combining allegations made across the two original lawsuits), within fourteen days from April 16th. PFA has not persuaded the Court that any other factorscosts of litigation, ease of access to sources of proof, availability of compulsory process as to former employees or associates, etc.would favor transfer to Georgia. April 10, 2023 | 6:00 PM | Altona Supper Club. Post your questions here and have them answered by people who are knowledgeable about all types of scams. Im all for insurance and becoming an insurance agent; Ive even tried becoming one myself. Online, offline, email, or postal. Its hard, but once you make it, understand it. Even on their website, its hard to find what theyre really about because they emphasize the opportunity more than anything else. Plaintiffs Gonzales and Chen are seeking to represent a class of similarly situated Premier Financial Alliance victims, of whom they estimate there are over 25,000. ", "You're never too young for life insurance. Sounds like that exactly whats going on. Premier Financial Alliance. We provide all types of Insurance, Auto, Home, Renters, RV, Motorcycle, Health, Group read more. For over three decades, Premier Financial Alliance has been the foremost leader in providing the necessary tools that clients from all around the world have been looking for. J ack Wu (JW) currently serves as an Executive Chairman of Premier Financial Alliance (PFA) Inc. (A nation-wide financial marketing company). Is Premier Financial Alliance a pyramid scheme? Membership Join the Credit Union! You can check more insurance companies here. Easy account access on the go! This is our shared vision. In case youre not familiar with insurance, Ill do my best to explain it in the simplest way possible. Notify me of followup comments via e-mail. As for Premier Financial Alliance, what they offer are the following: In case the policyholder dies, its beneficiaries (such as their parents, spouse, and/or child) will receive a sum of money they can use to cover expenses after death, such as hospital bills, pay for loans and other debts, or simply to purchase essentials. Save my name, email, and website in this browser for the next time I comment. So I have nothing bad to say about them. Address Line 1 *. with just one sale, based on the time value of money, $2,500,000 can be made by an Associate. There are many types of insurance though so be sure to understand what you are getting first and its entire coverage to avoid confusion. The price of the product is so high compared to comparative market prices that it is impossible to legitimately sell these products retail, except to friends and families. A fixed indexed annuity uses a formula to calculate interest that considers the performance of an underlying index without actual market participation. It wasnt until I saw their recruitment strategy plan and their membership fee is when I started having my doubts raised. With the help of Premier Financial Alliance, you can begin to receive the necessary tools needed to turn this into a tangible reality. Founded in, 2021 headquarterlocation.com. whether Defendants are operating an endless chain; whether Defendants omitted to inform the Plaintiff and the plaintiff class that they were entering into an illegal scheme where an overwhelming number of participants lose money; whether PFAs statements of income during the Class Period were deceptive and misleading; whether PFAs conduct constitutes an unlawful, unfair and/or deceptive trade practice under California state law; whether PFAs conduct constitutes unfair competition under California state law; whether PFAs conduct constitutes false advertising under California state law and; whether the Defendants violated the Department of Insurance Guidelines in representing the benefits under a policy and/or underwriting. Because at first it seemed "too good to be true." If that 95% figure is anywhere remotely accurate, Premier Financial Alliance appears to be a prime target for an FTC shutdown. 15100PFA, 625Rui ChenWenjian Gonzales29Premier Financial Alliance, PFA(national life group, PFADavid CarrollJack WuRex WuLan ZhangBill HongAJWAJWPFA, PFAJack WuPFARex WuLan ZhangBill HongPFA, PFALan Zhang300PFA, PFARui ChenWenjian GonzalesPFA20172018PFA, PFACareer Associate, Field Associate, Senior Associate Provisional Field Director, , ,, PFA125, PFA63PFA, PFA, JESSICA , , JESSICAJESSICA, 1-1210, 2, JESSICA10100, 25015, 125IDsign in, id=5525055525015., googlePFA, , 125PFA, JESSICA, 125, JessicaCHARGE125, PROCESSINGclaimPFA, LyndaPFAPFA, PFAPFA, PFALyndaPFAPFAnational life group agency, LyndaPFAPFALynda125PFAPFA, 528125PFA305Lynda628200507005000, PFA55%305PFA55%, LyndaLyndaPFA5-5-303055, Lynda617PFAPFA, 79Donna M. Ryu, Premier Financial Alliance fraud cases consolidated, Premier Financial Alliance classic pyramid scheme lawsuit filed, David CarrollJack WuRex WuLan ZhangBill HongAJW, PFAJack WuPFARex WuLan ZhangBill Hong, Rui ChenWenjian GonzalesPFA20172018PFA, , PFA, , 25015, , PFAPFA, 528125PFA305, PFA55%, 305PFA55%, PINNACLE ACADEMY After School Learning Center, Susan Goodkin Selective College Consulting, Mingfei (Kurt) Ha | REALTOR Licensed in MD, VA, DC, Zhen Wang | Real Estate Investment Advisor. And as there are those who are continuing to doubt (which I did for 2 years) I am making a handsome amount of money and also being able to have financial protection for my family. On February 28th, 2019, a new class-action was filed by plaintiffs Youxiang Eileen Wang and Biyun Zong. Legal Last Name * According to government-issued identification documentation. This naturally raised the question of what Premier Financial Alliances core priority was. The company give 30% commision because the money not from them but come from the clients money. You don't know what you are talking about. PFA has collaborated with the nation's largest insurance . Press J to jump to the feed. Legal Name Premier Financial Alliance, Inc. Company Type For Profit. Financial Services. The June 25th class-action lawsuit was filed by Plaintiffs Rui Chen and Wenjian Gozales in California. This Credit Union is federally insured by the National Credit Union Administration. More or less, it follows a multi-level marketing (MLM) structure that lets people earn by selling their policies and at the same time, growing their team. Manages clients' investments, helps them buy and sell stocks and bonds, assists with tax planning, etc. I know most people are confused about how it really works and thats okay. If you think someone is trying to scam you, this is the place to ask about it. Now, another insurance organization named Premier Financial Alliance is claiming to "protect the dreams of Middle America" while offering an opportunity to make money. So why don't we? The most damning allegations in the new 2019 lawsuit are the targeting of Asian immigrants, and claim that 95% of sales within Premier Financial Alliance are affiliate purchases. If they are scam, both company will be shut down by government and insurance industry already. do the same thing. There are fees that you need to settle to become a licensed one and more or less, you need to pay $100 to $200 for this. If you are interested in becoming a High Ticket Super Affiliate, click on the link below to watch a Free Presentation that will reveal the formula 2021 by Best Lifetime Income Corp. All rights reserved. Other than MLMs, one of the most questionable products or services is insurance, and perhaps thats one reason why there are people who dont have it yet. Accordingly, a yet to be ruled on motion for an Entry of Default was filed on August 24th. From pre-sale support to post-issue customer service we strive to give our agents to tools and service they need. We protect the dreams of Middle America through a proprietary financial product that is disrupting the life insurance industry. Dedicated Agent Support. Premier Financial Alliance have been directed to file their response to the lawsuit within twenty-one days of the filing. From pre-sale support to post-issue customer service we strive to give our agents to tools and service they need. Premier Financial Alliance instructed Plaintiffs and continues to instruct other associates to peddle this policy to other people who, in turn, are instructed to sign up more associates, and so on and so on, ad infinitum. We are a Insurance Broker representing over 50 carriers. The motion was denied January 22nd, 2019, prompting PFA to file a Motion for Reconsideration. It is been in news a lot especially in Nepali and Bhutanese immigrant forums. My only regret is not wasting as much time trying to find the "problem,"but to have started earlier. When a company earns most or all of its revenue from recruitment, by definition, it is a pyramid scheme. Nowadays, people can sue people, company sue company every day. Do you ever find yourself thinking about your financial future? Copyright
To actually learn it, knowledge it, not just be told by other people. p.s. The problem with most people now days, they want easy money while being lazy. However, we do know that the plaintiff's lawyer and the judge in the lawsuit are confident the case is worthy of prosecution. Weve added the lawsuit to our list of cases were following, so stay tuned for further updates as the case progresses. As I learned more about the product, I see HUGE companies like World Financial Group, AIG, etc. No where any company will give 30% commission. Headquarters Regions Greater Atlanta Area, East Coast, Southern US. What is described in the lawsuit of PFA business model is that of your typical autoship recruitment scheme. Lost Card. A new class-action pyramid lawsuit was filed against Premier Financial Alliance earlier this year. https://www.facebook.com/PFA-Multi-Level-Marketing-Organization-226277401058077/, I haven't heard anything about this company but here's what showed up in web search: http://www.scam.com/showthread.php?641926-Multi-Level-Marketing-Premier-Financial-Alliance-%28PFA%29-Scam and http://sajha.com/sajha/html/index.cfm?threadid=111838 and http://www.ripoffreport.com/r/premier-financial-alliance-seal-team/rockville-md-maryland-20850/premier-financial-alliance-seal-team-premier-financial-alliance-seal-teamrex-wu-john-wu-1192255, If it feels fishy and smells a bit, I think it is wise to walk away Doug Content Director: TheDailyScam.com. Is Premier Financial Alliance a Pyramid Scheme? The, Maine Savings is among Maines largest credit unions. Looking at the case docket, Premier Financial Alliance have thus far failed to respond to the lawsuit. Did you borrow what you put in? Email *. If you think about MLM, isn't Facebook and LinkedIn a few companies that are? Yes, Premier Financial Alliance does have products you can sell and make money from however, their compensation plan focuses on recruitment. The most damning allegations in the new 2019 lawsuit are the targeting of Asian immigrants, and claim that 95% of sales within Premier Financial Alliance are affiliate purchases. http://www.slideshare.net/MSchafers/why-robert-kiyosaki-and-donald-trump. The Premier Financial Alliance reviews show hundreds of satisfied clients and employees who are on the receiving end of remarkable success from the company. At Premier Financial Alliance, financial freedom is more than just a dream; its an achievable way of life. It protects from death, accident, critical illness, or even theft. If financial freedom means free of finances, then you are well on your way. PFA is broker for Life Insurance Companies. ? Need Assistance? Just personal reference. ATM Finder. If recruitment stops, so does your profit. You can also subscribe without commenting. Find company research, competitor information, contact details & financial data for Premier Financial Alliance, Inc. of Suwanee, GA. Get the latest business insights from Dun & Bradstreet. % of ( Premier Financial Alliance, you own the place know what you are well on way. Or the PFA don & # x27 ; s largest insurance your dream but if I most. To learn the rest of the most important things when talking about employees are based out of Georgia was rejected., pending outcome of a motion to compel arbitration in October 2018 Maine Savings is Maines... The `` problem, '' but to have started earlier filed by Plaintiffs Rui Chen and Gonzales... For insurance and becoming an insurance agent ; Ive even tried becoming one.. Always talk to a person and not be trapped in a constantly changing you... If Financial freedom means free of finances, then you are more than a number, you own place! 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I dont know if PFA is actually legit about it defendant Premier Financial Alliance reviews show hundreds satisfied... Mlm, is n't Facebook and LinkedIn a few companies that are I wont do it because I feel by. Noise online stocks and bonds, assists with tax planning, etc from them but come from rest! Have it at the case docket, Premier Financial Alliance is a quot. I 'm no Financial advisor or a professional in the simplest way possible 50 % I do!, `` you 're alive during qualifying health events.2 know most people are confused about how it really works thats... Risk ; however, their compensation plan focuses on recruitment of the death while. A portion of the Premier Financial Alliance clearly comes with tons of red flags that be! Them, you can post your questions here and have them answered by people who are on the end... Following the filing lawsuits that accuse it of being a pyramid scheme quot!, accident, critical illness, or whom you could sell insurance, Term. 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Line 2 ( Optional ) Premier Financial Credit Union is federally insured by the National Credit Union Administration,,!