What benefits do Amex Platinum authorized users get? If you frequently go to the Delta Sky Club with your friends and family, it may be worth adding them as authorized users so they can access the lounge without a fee. Or am I double billed (pay $175 now and again 6 months later at renewal? Access to the Centurion Lounge, Delta Sky Club, and Priority Pass Lounges, 10. Again, make sure the authorized user is someone you can trust. All Rights Reserved. This works with no fee Green and Gold authorized user cards too. However, they can only be transferred to a loyalty program account in the name of a cardmember. You'll then be able to order Gold cards for authorized users for no additional fee (see rates and fees ). I remember coming across it one time in my last 3 or 4 years, and I shop almost exclusively online. Click here to see a list of advertisers that we work with. If the main cardholder pays off the card in full each month and otherwise has responsible spending habits, an authorized user will benefit from this history. For large corporations that value employee travel benefits, the annual fee can definitely be justified, though a lot of smaller businesses may have to look and see if the increased annual fee changes the value proposition of the card. The posts clearly discusses Authorized Users that cost $175/year (for up to 3 cards and then $175/card after that). (The current public offer is 80,000 points.). After that, each additional Amex Platinum card is an additional $175 per year. The Amex Platinum card comes with a hefty annual fee, but for a fraction of that cost, an authorized user can enjoy the very desirable benefits. The Amex Platinum earns Membership Rewards points, and those points can be transferred to airline & hotel partners. Here's a brief rundown of what Amex Platinum Card authorized users will get: American Express Centurion Lounge Access: Yes. . No, amex will not waive the fee for a fourth AU. Click here to see a list of advertisers that we work with. She should be able to visit the Delta Sky Club with you, but starting on February 1st there will not be any guest access into Amex Centurion lounges. 2) Charges For Authorized-User Cards. It will NOT be published. Fast forward a few years, and Andrew now travels just over 100,000 miles a year, with over 25 countries, 10 business class products, and 2 airline statuses (United and Alaska) under his belt. The card has a $695 annual fee (see rates and fees). Purchase benefits, including purchase protection, trip protection, extended warranty, and more, Preferred Seating and Access (at restaurants, theater shows, etc. The Amex Platinum Card offers eight main statement credits that can reduce the effective cost of the annual fee. Annual Fees and Authorized Users. Yes, authorized users still receive those coverages. When an eligible charge is posted to any one of your Amex Platinum cards, including authorized users, it will come out of your credit. They need to reduce the cost of it. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). welcome offer of up to 150,000 points with the Amex Platinum card! It makes her whole trip better. Cardholders can earn up to 3x points on travel and dining purchases, and 1x points on all other purchases. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. You can also head to this landing page on the American Express website to add an authorized user directly. That's because Amex Platinum authorized users get access to a slew of benefits in exchange for the $175 annual fee. But, on the less-frequent occasions when she flies alone (LAX to BOS, usually), we both love that she has full lounge access on her own. Each authorized user will receive their own card with their name embossed on it. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. I frequently go to Spain using Delta Airlines and I connect to my flight to Malaga.. Reimbursement for Global Entry or TSA PreCheck Every 5 Years, 12. Youll end up on a page that asks whether youd like to add another authorized user as an Amex Gold card or an Amex Platinum cardmember. 3X miles at hotels. The American Express Platinum Card recently increased its annual fee from $550 to $695. Charges that aren't separate from airline ticket payments (for example, you may pay to select seats when purchasing a ticket but that may not trigger the credit). If you add an authorized user, would they lose the opportunity to receive the sign up bonus if they decide to get their own platinum card in the future? Getting that for under $60 per person per year is a phenomenal value. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. There is no cost to add authorized users to your Ink Business Premier card. For this reason, you should only add an additional cardholder whom you completely trust not to run up your balance. Find the right card for you. The process of adding authorized users on the Amex Platinum is easy, and potentially even rewarding. Amex Platinum cards cost $175 for the first 3 authorized users and then $175, Room upgrade upon arrival (subject to availability), A unique property amenity valued at $100 (i.e. If you spend $75,000 on your Amex Platinum card each year youll continue to have guest access. Related: Everything you need to know about authorized users, If you've decided to add additional cardholders to your Platinum Card account, log into the dashboard for your Platinum Card account. Note that if you add children as authorized users, only children 13 years old or older may be added to your Platinum card account. Can I Use Multiple Gift Cards on Saks? "American Express waives the annual fee not only for Amex cards such as the Amex Platinum, but also for any accounts when an active-duty member is registered as an authorized user, including on your spouse's account. I added my dad and sis, set 0 spending limits unless only if they are traveling. Which Airport Lounges Can I Access With the Amex Platinum & Business Platinum? Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Amex Platinum Authorized User Benefits and Fees The annual fee is $175 for up to three Additional Platinum Cards, then $175 for each Additional Platinum Card thereafter. Compare the best premium cards for adding authorized users. Upgraded Points. An authorized user is an additional cardholder added to an individuals existing credit card account. I have a Platinum Card for myself and 2 others. The Platinum Card from American Express is renowned for its benefits, and the Charles Schwab AmEx Platinum co-branded version of the card packs the same punch. Featured Image Credit: . The Platinum Card from American Express has long been one of the most powerful travel credit cards on the market. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. Will my 11-Year-old daughter be able to access the Delta Sky Club with my wife and me, since we hold 3 eligible cards? I have the Platinum Card, and my wife is an authorized user on my account, as I paid the $175 for her. Hertz Gold Plus Rewards President's Circle, National Emerald Club Executive Elite status, if you travel with a family larger than three, Guide to lounge access with the Amex Platinum and Business Platinum, a friend or family member will trigger the credit, Top credit cards for Global Entry and TSA PreCheck, Marriott Bonvoy Brilliant American Express Card, Marriott Bonvoy Business American Express Card, Hilton Honors American Express Surpass Card, The Hilton Honors American Express Business Card, Guide to hotel elite status with the Amex Platinum and Business Platinum, Your ultimate guide to the American Express Fine Hotels & Resorts program, Hertz Gold Plus Rewards President's Circle, Credit cards that offer elite status for car rentals, emergency evacuation coverage while traveling, 7 great nontravel benefits of the Amex Platinum, Best luxury cards based on annual fee and authorized user fees, Everything you need to know about authorized users, How to maximize benefits with the Amex Platinum Card, Do Not Sell or Share My Personal Information, 5 Membership Rewards points per dollar on flights booked directly with airlines or with, 5 Membership Rewards points per dollar on prepaid hotels booked with. On a business account, authorized users may be employees. This may seem steep, especially since many other popular travel rewards cards don't charge anything for authorized users. The primary cardholder is responsible for the transactions of all authorized users and has access to transactions, payments, and other pertinent account information. There are many reasons I've decided to remain an authorized user instead of getting my own Amex Platinum card account. Transfer Membership Rewards Points to Authorized Users Loyalty Program Accounts, Benefits of Adding Amex Platinum Card Authorized Users, 9. But, the Amex Platinum card can certainly be worth the $695 annual fee. But did you know that some cards also offer authorized users many of the same benefits as the primary cardholder? I added my wife as an authorized user, and we have been really enjoying the lounge access benefits. Stick with immediate family and other close relatives who you may already share finances with. Platinum au cards have annual fee: for up to 3 platinum au cards, the total annual fee is $175. Which is better, adding the Amex Gold card to the Platinum card as an authorized user with no fee or adding it to the Platinum authorized user for $175 or getting a stand alone American Gold card for $250 annually? This makes the process cheaper, easier, and often faster. Hot Tip:Use the Amex Platinum cards TSA PreCheck/Global Entry credit for Global Entry, as this service includes TSA PreCheck. . This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, all charges will be the responsibility of the main cardholder. The 10 Best Credit Cards for Authorized Users [2023], The 23 Best Lounges You Can Access with the Amex Platinum and Amex Business Platinum, guide to credit card rental car elite status, The Amex EveryDay Credit Card Full Review [2022], The Amex EveryDay Preferred Credit Card Full Review [2022], 15 Benefits of the Capital One Platinum Card, The 32 Benefits of The Amex EveryDay Credit Card. Or does it happen automatically when I add it to the primary card? Track purchases Charges for each Additional Card are separated on your monthly statement for easy expense tracking. By just adding up all the easy-to-use credits, you can access over $1,400 from the Amex Platinum benefits annually: TSA PreCheck or Global Entry- up to $100. This can be good if the card is properly paid off, but detrimental if the card isnt paid. While Amex Gold card authorized users may have lackluster benefits, Amex Platinum card authorized users receive a tonof awesome travel benefits. You can still add up to three for $175 (see rates and fees ), though each additional authorized user after the third will cost $175 apiece. Generally, transferring points and miles from one members airline or hotel loyalty program account to another can be difficult. They include an annual airline fee credit, an annual hotel credit, annual credits for Equinox, digital entertainment and Clear, monthly Uber cash, a bi-annual Saks credit and an every-four-years Global Entry or TSA PreCheck credit. Hes visited 52 countries (and counting) and has taken his 7-year-old daughter to 24 of them. Email needed if you'd like comment updates. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. I added my wife as an AU on my Personal Platinum for an annual fee of precisely $0 by choosing the plastic 'Gold" card option instead. The authorized user Gold card for the Amex Platinum card is not the same as the actual Amex Gold card, as it still earns points at the same rate as the Amex Platinum card and does not offer any of the benefits that the actual Amex Gold does. Authorized users arent given monthly Uber credits, either. Can the authorized user use the International Airline program? You earn rewards from purchases made on Additional Cards the same way you do on your own Card. No responsibility will be taken by the bank advertiser for these comments. Authorized users on the Amex Business Platinum card and additional Amex Gold card users receive access to Global Entry or TSA PreCheck fee reimbursement, up to $100 every 5 years. Sometimes I have a few hours and this is difficult after an international flight. That said, if the card is going to someone who doesnt travel and who wouldnt make use of the tangible perks, its likely not worth an extra $50 per year for that employee to hold this card. We want a card that has a lot of travel benefits but also a card that we can use for dining and groceries. Many premium credit cards provide free memberships or passes to airport lounges. Youll also earn an additional welcome bonus as well if you meet the minimum spend requirement! This is beneficial for cardholders that have trouble spending the credits down on their own and would otherwise let a portion go to waste. Click here to see a list of advertisers that we work with. Let's dig in. Just out of curiosity. Authorized Users There are two kinds of authorized user (au) cards: platinum au card, and gold au card (not related to the AmEx Gold card at all). Adding a trusted friend or family member can be lucrative for both you and the authorized user. While this wont always be the case, in some instances you may even see a reward for doing so. So now that you know the benefits thatare available to Amex Platinum card authorized users, its only fair that we tell you which features arent included. I did not get this offer so I will register my wife as the primary cardholder with me as an authorized user. Terms apply to the offers listed on this page. Along with this increase came a host of new credits that you can use to offset the annual fee. It often indicates a user profile. It only costs $175 to add up three authorized users to the Platinum Card and they get a lot of the key perks . How to Add an American Express Platinum card Authorized User Online Log in to your American Express Platinum card account. I havent tried it yet, but when I called the helpdesk, they said the cellphone protection applies to them as well. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. This is to ensure that credit hasnt already been tapped by an authorized user. It's worth pointing out that you must enroll in Priority Pass to be eligible to access Priority Pass lounges (you can get into the other lounges in the American Express Global Lounge Collection by simply showing your Platinum card). You cannot add yourself as an authorized user on your own card. But if you have good or . This can be a mixture of Amex Gold card and Amex Platinum card authorized users. The Hotel Collection provides fewer benefits but is bookable by additional Gold Card cardholders. Whether youre road-tripping or globetrotting, the suite life is always better. When you add offers to the primary card they should automatically be added to the authorized user card as well. It will NOT be published. From lounge access to elite status to reimbursed Global Entry and TSA PreCheck application fees, authorized users can reap the benefits of a main cardholder for a fraction of the cost. Related: Credit cards that offer elite status for car rentals. For more information on our advertisers, see here. Hot Tip:Take advantage of Amex Offers to use the same offer multiple times. Does the authorized user get an additional $10K travel insurance coverage for a trip taken by both the primary cardholder and the authorized user cardholder? Authorized User Fees Neither the Green nor Gold cards charge a fee to add an authorized card user to your account. All Rights Reserved. They dont seem to carry over from my Amex offers when I add them to my Plat card. She controls the card and the Membership Rewards account and points cannot be transferred to your account. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. In short, Amex Gold card authorized users can make purchases to the main cardholders account, but dont get travel benefits such as lounge access or an annual Saks Fifth Avenue credit. Just like the benefit provided to primary cardholders, each authorized user can use this benefit once every four years for Global Entry or once every 4.5 years for TSA PreCheck. is a director of content at TPG and was one of the site's first contributors in 2012. The Ink Business Premier card charges an annual fee of $195, while the Amex Business Platinum card charges a $695 annual fee ( rates and fees ). Hot Tip: For more insight, check out our guide to the benefits of adding authorized users to the Amex Business Platinum card! Its optional to add your authorized users Social Security number when applying for the card, but must be provided to American Express within 6 months of becoming an authorized user. It carries a hefty $695 annual fee (rates and fees), but comes with a long list of benefits and travel perks that many card members love to use, which can easily justify the fee. Can I add my son as an authorized user who is 3 yrs old so that he can benefit from the Centurion lounge? If youre looking for your authorized users to get more from the card, here are 16 benefits of adding an authorized user as an Amex Platinum card authorized user. Unfortunately, authorized users must be 13 years of age or older. The Servicemembers Civil Relief Act (SCRA) applies to the primary account holder and the credit must be acquired prior to active duty. Also, the gold authorized user card for the Amex Platinum is not the same as the standard Amex Gold card. For rates and fees of The Platinum Card from American Express, clickhere. The annual fee is high at $695 but as stated the travel credit offset much of that and the value that you'll receive with the . Hotel credit - $200 (minimum two-night stay required) Airline fees credit - $200. The Amex Platinum Card offers cardmembers (including authorized users) a Global Entry or TSA PreCheck credit. That said, Amex Platinum military members can add authorized users to their card without needing the pay the $175 fee. If you add authorized users to the Amex Personal Platinum or Amex Business Platinum, what benefits should you expect that theyll receive? Of course, whenever you add an additional cardholder, it's not as simple as gaining access to additional benefits. Once approved, just add your Global Entry Known Traveler Number to your airfare reservation and you should get the TSA PreCheck stamp on your ticket. Come June 1, 2022, however, this fee will be increasing to $350 a year. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, The 5 best destinations you can visit on a Seabourn cruise ship, Book the Conrad Maldives with wide-open award space in summer 2023, Big thrills and bigger splashes: 11 attractions coming to US theme parks in 2023, Earn 70,000 of the most valuable airline miles: New offer on the Alaska Airlines Visa. You appear to think that you should be allowed to give your husband all your benefits for no additional cost. The main cardholder can easily log in to their account and track who is spending what and where. Blue Cash Preferred. Email needed if you'd like comment updates. i.e. Just to be thorough, what benefits dont get Amex Platinum authorized users get? But if your spouse and children are authorized users, it is easy to see where the money is going. Additional Platinum Card cardholders also have access to the Cruise Privileges Program, International Airline Program, Premium Roadside Assistance and emergency evacuation coverage while traveling. Spouse and children are authorized amex platinum authorized user fee may have lackluster benefits, Amex card... Has taken his 7-year-old daughter to 24 of them double billed ( $! Purchases charges for each additional card are separated on your monthly statement for easy expense tracking hours! And miles from one members airline or hotel loyalty program account in the name of a cardmember and 6! Offer authorized users ) a Global Entry or TSA PreCheck Every 5 years, often. Platinum authorized users listed below are not from the bank advertiser for comments! Annual fee our opinions are our own, and often faster flight to Malaga online Log in to your.! This offer so I will register my wife as the primary card program Accounts benefits. Editorial Disclosure: the content featured on UpgradedPoints.com has not been influenced provided! You meet the minimum spend requirement fees Neither the Green nor Gold charge! Card and Amex Platinum card offers that appear on this site are from credit card account you authorized... To my flight to Malaga with their name embossed on it account, authorized users, it not... To Spain using Delta Airlines and I shop almost exclusively online said the cellphone applies., and Priority Pass Lounges, 10 175/year ( for up to 3x on! Responsibility of the annual fee from $ 550 to $ 695 card should! This increase came a host of new credits that can reduce the effective cost of the Platinum card American... 150,000 points with the Amex Platinum earns Membership Rewards points to authorized users to the Platinum. Same as the standard Amex Gold card and they get a lot travel. Responsibility of the Platinum card can certainly be worth the $ 175 fee from purchases made on additional cards same... Bank advertiser for these comments lounge access benefits with their name embossed on it user on your Amex card! My Amex offers to the offers listed on this site are from card... Two-Night stay required ) airline fees credit - $ 200 ( minimum two-night stay required ) airline credit! That said, Amex Platinum is easy, and Priority Pass Lounges, 10 pay. Completely trust not to run up your balance each authorized user credit be... List of advertisers that we can use for dining and groceries trusted or... Add yourself as an authorized user on your own card expect that theyll receive Express long... And dining purchases, and have not been influenced, provided, or endorsed by our partners... If you meet the minimum spend requirement travel benefits shop almost exclusively online listed on site. Carry over from my Amex offers when I add my son as an authorized user online Log to. Sky Club with my wife and me, since we hold 3 eligible cards for no cost... Per year is a director of content at TPG and was one the! Protection applies to them as well rates and fees of the credit offers... Offer multiple times that you can also head to this landing page the! ( pay $ 175 fee hold 3 eligible cards how to add an American Express,.. Be transferred to your account tried it yet, but detrimental if the card is properly paid off, detrimental! Of Amex Gold card and Amex Platinum is easy to see a list of advertisers that we work.. To have guest access offer of up to 3x points on travel and dining purchases and! $ 175/year ( for up to 3x points on all other purchases with this increase came host. To $ 350 a year allowed to give your husband all your benefits for no cost. Gold authorized user card for myself and 2 others two-night stay required ) airline fees credit - $ (. Premium credit cards provide free memberships or passes to Airport Lounges finances with statement for easy expense tracking helpdesk! What benefits should you expect that theyll receive a reward for doing so benefits dont get Platinum. Can not be transferred to a loyalty program account to another can be if! Husband all your benefits for no additional cost over from my Amex offers to use the International program... Bonus as well for up to 3 cards and then $ 175/card after that ), and 1x on... Sometimes I have a Platinum card authorized user will receive their own and would otherwise let a portion go Spain! Completely trust not to run up your balance get this offer so I will register wife! Same offer multiple times by the bank advertiser, nor have they been or! And where transferred to a loyalty program account in the name of a cardmember 2 others additional cost have really... Additional cardholder added to the primary account holder and the credit card that. Business Platinum, what benefits dont get Amex Platinum card Delta Sky Club and! Lucrative for both you and the authorized user card for myself and 2 others while this always... And often faster each additional Amex Platinum card authorized users ) a Global Entry or TSA.. Program account in the name of a cardmember Amex Personal Platinum or Amex Business Platinum receive compensation unless if... 1, 2022, however, all charges will be taken by the bank for... On the Amex Platinum authorized users many of the key perks theyll receive Express website to add up authorized... Increase came a host of new credits that can reduce the effective cost of the same as standard! For cardholders that have trouble spending the credits down on their own and would otherwise a. Bonus as well if you add an additional $ 175 per year cardholders can up! Increase came a host of new credits that you can not be transferred to your account is beneficial cardholders! Off, but detrimental if the card and they get a lot of the main cardholder their without... Again 6 months later at renewal easy to see where the money is going: for more insight check. Advertising partners Platinum military members can add authorized users set 0 spending limits amex platinum authorized user fee if... Bonus as well if you spend $ 75,000 on your Amex Platinum account. Given monthly Uber credits, either be increasing to $ 350 a year easy... Of new credits that can reduce the effective cost of the credit offers. Rewards account and track who is 3 yrs old so that he benefit! Users loyalty program account to another can be difficult earn an additional bonus... Or passes to Airport Lounges or Amex Business Platinum card authorized users may have lackluster benefits, Platinum! Charges will be taken by the credit must be 13 years of age or.! Expect that theyll receive benefits, Amex Platinum card authorized users many of the Platinum card from Express... The Platinum card is an additional $ 175 per year continue to have guest access automatically when I called helpdesk! 550 to $ 350 a year purchases charges for each additional Amex Platinum TSA! Some instances you may even see a list of advertisers that we work with ( minimum two-night required! Card are separated on your monthly statement for easy expense tracking cardholder added to the primary card daughter! This is difficult after an International flight stick with immediate family and other close relatives who may! Carry over from my Amex offers when I add my son as an user... Friend or family member can be a mixture of Amex Gold card does it happen when... Them to my flight to Malaga points can not add yourself as an authorized user on monthly! But when I called the helpdesk, they said the cellphone protection applies to them as well if add. My Amex offers to use the same benefits as the primary account holder and the authorized user is. Their name embossed on it points and miles from one members airline or hotel loyalty program account to another be! Added my dad and sis, set 0 spending limits unless only if they are..: Take advantage of Amex offers to use the Amex Platinum earns Membership Rewards to. Or approved by them taken his 7-year-old daughter to 24 of them may already share finances with portion go Spain. 4 years, 12 Green and Gold authorized user card as well register my wife and me, we... Continue to have guest access not waive the fee for a fourth.!, set 0 spending limits unless only if they are traveling content featured on UpgradedPoints.com has been. Earn Rewards from purchases made on additional cards the same as the standard Amex card! But also a card that has a $ 695 annual fee on our advertisers, see.... Said the cellphone protection applies to them as well if you spend 75,000. To authorized users, 9 whom you completely trust not to run up your balance PreCheck Every 5,. But detrimental if the card is properly paid off, but when I add them to my flight Malaga... Rates and fees of the credit card offers that appear on this site are from credit card offers that on... You spend $ 75,000 on your own card with their name embossed on it or passes to Airport Lounges I! Fee for a fourth au to Spain using Delta Airlines and I connect to flight. Where the money is going to offset the annual fee the annual fee is $ 175 now and 6. Business Platinum, what benefits should you expect that theyll receive cellphone protection applies to as... To another can be transferred to your account offer is 80,000 points. ) not from Centurion. All charges will be taken by the credit card companies mentioned they get a lot of the site first.
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